How do you determine your cash offer?

We evaluate your property based on its location, condition, the current San Antonio market, and comparable sales in your neighborhood. Our goal is always to give you a fair, competitive offer.

Do I really pay zero closing costs?

Yes — we pay ALL closing costs. The offer we make is the amount you walk away with. No hidden fees, no last-minute deductions.

How fast can you actually close?

We can close in as few as 7 days if needed, though most sellers choose 2-4 weeks. You pick the closing date that works for your schedule.

What if my house needs major repairs?

No problem. We buy houses in any condition — foundation issues, roof damage, mold, fire damage, you name it. You don't need to fix a thing.

Is there any obligation if I get an offer?

Absolutely not. Our cash offers are 100% no-obligation. If you don't like our offer, you're free to walk away with no pressure.

Are you going to lowball me?

We provide fair market offers based on real data. While we can't always match full retail value (since you're saving on repairs, commissions, and closing costs), many sellers find our net offer is very competitive when you factor in the savings.

Do you buy houses with tenants?

Yes. We buy occupied properties, even those with difficult tenants. You don't need to deal with evictions — we handle everything after closing.

What areas do you serve?

We buy houses throughout San Antonio, Bexar County, and the surrounding areas including New Braunfels, Boerne, Seguin, Schertz, Converse, and more.

Can you actually stop a Texas foreclosure?

Sometimes, yes — but Texas moves fast. Under Texas Property Code 51.002, a lender can post a Notice of Trustee Sale and complete the sale in as little as 21 days. We can sometimes close a cash purchase and pay off the mortgage in time, but you have to call early.

How fast can you close on a pre-foreclosure house?

As fast as 5-7 days if title is clean and the seller is responsive. We've closed pre-foreclosure deals 48 hours before scheduled trustee sales.

Will selling damage my credit?

Selling for cash and paying off your mortgage in full does not damage your credit. A foreclosure on your record will. The earlier you act, the better the outcome.

Stop Foreclosure in Texas | Sell Your House for Cash

If you're behind on your mortgage in San Antonio or anywhere in Texas, time is short. Texas is a non-judicial foreclosure state — the fastest in the country. We can sometimes close fast enough to pay off the bank and stop the trustee's sale.

Time matters — especially in Texas.Under Texas Property Code § 51.002, a Notice of Trustee Sale can result in a sale of your home in as little as 21 days. Call us today, even if you’re not sure what to do.

How Texas foreclosure actually works

Texas is a non-judicial foreclosure state. That’s the bad news. Unlike judicial foreclosure states (Iowa, Indiana, New Mexico, where the lender must file a lawsuit and win in court), a Texas lender can foreclose by posting a Notice of Trustee Sale on the courthouse door, recording the notice with the county clerk, and mailing certified notice to the homeowner.

The minimum notice period is 21 days before the first Tuesday of the sale month. Many sellers don’t realize the clock is that short until it’s already running.

The Texas pre-foreclosure timeline

1-30 days late: Late notices, calls. Best time to sell — you have full negotiating leverage.
30-120 days late: Default notice and demand letter. Most lenders begin acceleration around day 90.
Notice of Default and Intent to Accelerate: Lender sends formal demand. You typically have 20 days to cure under the deed of trust.
Notice of Trustee Sale posted and recorded: Clock starts. Sale will happen on the first Tuesday of the next month that’s at least 21 days away.
Sale day: First Tuesday of the month, 10am-4pm at the county courthouse. Cash sale to highest bidder.

If you call us between Notice of Default and the trustee sale date, we usually have time to close. Once the sale happens, it’s over — Texas does not have a statutory right of redemption for residential property after a trustee sale (unlike some judicial states).

What you’ll keep when you sell to us

Many Texas homeowners assume they’re underwater and have nothing to walk away with. That’s often wrong. The math:

Sale price (our cash offer)
Minus mortgage payoff (including missed payments, late fees, and lender legal costs)
Minus any other liens (HOA dues, judgments, tax liens)
= Cash to you at closing

If your home appreciated since you bought it — and most Texas homes have, especially since 2020 — there’s often meaningful equity left over. We’ve cut checks to sellers ranging from $5,000 to $80,000+ at the closing table. You walk away with cash, no foreclosure on your credit, and a fresh start.

Will I get a fair offer in this situation?

Yes. We don’t penalize sellers for being in foreclosure — that would be predatory and bad business. Our offer is based on the property’s value and condition, not your circumstances. The only thing the foreclosure timeline changes is the speed at which we move.

Bexar County specifics

Bexar County trustee sales happen the first Tuesday of each month on the courthouse steps. Sales typically run 10am-4pm. The Notice of Trustee Sale must be recorded with the Bexar County Clerk at least 21 days before the sale date. You can verify whether a sale has been posted on your property by checking with the Clerk’s office or pulling the recorded notice.

What about a short sale?

If you owe more than the house is worth, we can also work directly with your lender on a short sale — though those take longer (60-120 days) and require lender approval. Call us and we’ll evaluate which path makes sense.

Get out from under it

Call (830) 590-1105 or use the contact form. Conversations are confidential and there’s no cost or obligation. The earlier you call, the more options you have — especially in Texas, where the foreclosure clock is the shortest in the country.

Stop foreclosure in Texas. Sell your house for cash.